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BB&T Visa Credit Cards | How to Apply

BB&T offers its clients a service of credit cards. There are two types for you to choose what best fits to your needs, the Bright Card and the Spectrum Rewards Credit Card.

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BB&T Credit Cards

1 – BB&T Bright Card

  • 0% Introductory APR for 12 months on purchases and balance transfers
  • Afterwards, variable APRs ranging from 8.15% to 17.15%
  • No annual fee (check conditions)

Is the great solution for those seeking for saving money and controlling expenses all with the lowest rate.

  • Zero liability on unauthorized purchases
  • Warranty manager service and purchase security
  • Travel and emergency assistance services
  • Travel accident insurance

2 – BB&T Spectrum Rewards Credit Card

BB&T Spectrum RewardsTM credit cardholders can:

  • Earn 3% cash on all net qualified purchases* for the first 90 days
  • Earn 1% cash on all net qualified purchases* thereafter
  • Earn a 5% anniversary bonus on cash earned every year
  • Earn an additional 30% bonus on cash earned when spending $50,000 or more annually

Besides the features offered by Bright Card, this one also offers a reward program (dollars spent converted into prizes)

  • Zero liability on unauthorized purchases
  • Warranty manager service and purchase security
  • Travel and emergency assistance services
  • Travel accident insurance

* – check conditions with BB&T Costumer Service

After choosing what best applies to you, click on Apply Now.

If you have any doubt e-mail BB&T staff or talk with their Costumer Service at: 1(800)476-4228

  • Loans, lines of credit and credit cards are subject to credit approval
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