F & M Bank Online Banking Login

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F & M Bank offers free, reliable and quick online banking service. This service allows you to access all your finances anytime from the comfort of your home. The service is secured through multilayer data structures. Use this service to pay bills, view account balances and much more. You only need an account in the bank and internet connection to enroll and enjoy the services. Follow the guide below to find out how to enroll, log in and reset forgotten password.


Any online banking user can access online banking service through the steps outlined below:

Step 1 – Open this link https://www.fmbanknow.com/ to access the bank website.

Step 2 – In the homepage, kindly enter your User ID then click Login

Step 3 – Click Continue with Security Code link

Step 4 – Choose how you want to receive the security code then click Continue

Once you receive the code, enter it and you will be allowed to access your online banking account remotely.


For security purposes, F & M Bank does not use password security system. The bank uses a one-time security framework which provides a new code every time you log in to your account. If you have any challenges accessing your account, kindly visit the branch office near you or contact the customer care at 706-678-4898.


If you are an account holder at F & M Bank, consider the steps below to enroll for online banking service:

Step 1 – In the bank homepage, kindly click Enroll link

Step 2 – Enter the requested fields and select your account type and state then click Continue Enrollment

Your details will be submitted for verification purposes and upon approval be allowed to finalize the enrollment process.


Online banking users at F & M Bank online banking can:

  • View account balances
  • Review account transactions
  • Transfer funds
  • View images of cleared checks
  • View account transactions history
  • Set up account alerts
  • View account statements