Merrick Bank Headquarters Information

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Merrick Bank is relatively new having only been founded in 1997. However, this FDIC insured institution has grown quite quickly and is in the top 20 in terms of number of VISA cards issued in the country. The bank also issues MasterCard cards.

For people who deal in RVs, horse trailers and boats for consumers, the bank can also help in the facilitation of financing options.

At the moment, Merrick Bank has 2.4 million cardholders in the U.S. to whom it has currently loaned more than $2.5 billion.

The bank also has special credit programs for people who are looking to improve their credit scores.


The corporate headquarters of Merrick Bank are currently listed as 10705 South Jordan Gateway, Suite 200. They are located in South Jordan, Utah. This is also the banks only branch since they don’t provide other retail banking services.

The building in which the headquarters are located is a 2 story that was completed in 2000. The building stands on 6.96 acres of land.


Merrick Bank currently has three main areas of specialization:

  • Credit card issuing
  • Recreation loans
  • Merchant Services

Issuing of credit cards is the banks specialty. It can offer both classic Visa and MasterCard credit cards and it can also offer Secured Visa cards. Secured Visa cards are targeted at people who are looking to improve their credit history.

The bank is also a major player in the provision of loans for the purchase of boats and recreational vehicles for customers who’ve had issues with their credit in the past.

The bank has now taken it a step further and are now lending to people with a history of credit issues who want to purchase horse trailers.

Customers with a questionable credit history can turn to Merrick Bank because they consider:

  • Customers with credit scores that go as low as 550
  • Customers who’ve filed for bankruptcy
  • Customers with a history of Charge offs, collections and judgments

For the dealers, some of the benefits of working with Merrick Bank include:

  • A participation fee
  • No fees for participating
  • Very good terms plus an advance
  • Quick funding
  • There will be no recourse for the dealer if a customer defaults

The bank’s merchant services are used to enable quick transaction for businesses. The bank provides various options from different sources. This makes it easy for the business owner to work with different payment options.

The banks merchant services come with several key advantages including:

  • Dynamic Currency Conversion
  • Next-day funding
  • Daily reconciliation
  • Electronic Funds Transfer
  • Online tools etc.


The bank has a financial education center on its website. The aim of this center is to assist adults to know more about their finances, enable them to handle their finances more confidently and better utilize the resources provided by banks.

The financial education starts with the very basics of personal finances before moving on to loans. People are also taught how to use credit cards correctly and how they can build a good credit history for their financial future.


10705 South Jordan Gateway, Suite 200, South Jordan, UT 84095

Merrick Bank headquarters address