We bring for you the best in Citibank Rewards Credit Cards. The three we compare today are Citi Prestige®Card, Citi® / AAdvantage®Platinum Select®World Elite™MasterCard and Costco Anywhere Visa®Card by Citi.
Of the three, the Citi Prestige is a high-end card for the discerning traveler. It comes with a high $450 annual fee but if you travel a lot, this can easily pay for itself. I recently used it book a luxury hotel in Switzerland and got over $400 cash back for the single transaction with the 4th night free offer.
The Costco card is a close second. If you are a Costco member it is a no-brainer. The Extended Warranty feature makes it worth it, along with the additional Cash Back on Costco Purchases.
You can get more information at Citibank Credit Cards.
Citi Prestige®Card |
Citi® / AAdvantage®Platinum Select®World Elite™MasterCard® |
Costco Anywhere Visa®Card by Citi |
OVERVIEW |
Enjoy a $250 air travel credit each year, plus hundreds of VIP lounges through Priority PassTM Select. Extend your trip with a complimentary 4th night stay at any hotel of your choice after a minimum 4–consecutive night booking through the Citi Prestige® Concierge. For reservations made on or after July 23, 2017, the benefit will be calculated as the average nightly rate of your total stay, not including taxes. |
Earn American Airlines AAdvantage® miles also enjoy Group 1 Boarding and first checked bag free on domestic travel. |
Earn cash rewards with a card designed exclusively for Costco members. |
BALANCE TRANSFER INTRO RATE |
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BALANCE TRANSFER RATE AFTER INTRO RATE EXPIRES |
- 15.74% variable APR on balance transfers
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- 16.24% – 24.24% variable APR on balance transfers based on your creditworthiness
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PURCHASE INTRO RATE |
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- 0% Intro APR on purchases for 7 months
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PURCHASE RATE |
- 15.74% variable APR on purchases
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- 16.24% – 24.24% variable APR on purchases based on your creditworthiness
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ANNUAL FEE |
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- $95 (Fee waived for the first 12 months)
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- No annual fee with your paid Costco membership
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BONUS OFFER |
Earn 50,000 bonus ThankYou® Points after making $5,000 in purchases within 3 months of account opening. |
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $3,000 in purchases within the first 3 months of account opening |
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REWARDS PROGRAM DETAILS |
- Earn 3 ThankYou® Points per $1 spent on air travel and hotels, 2 ThankYou Points per $1 spent on dining out and entertainment and 1 ThankYou Point per $1 spent on other purchases.
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- Earn 2 American Airlines AAdvantage®miles for every $1 you spend on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
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- Earn cash rewards with a card designed exclusively for Costco members.
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SAVINGS |
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TRAVEL BENEFITS |
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- $250 Air Statement Credit
- 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige®Concierge.
- No Foreign Purchase Transaction Fees1
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- Chip-Based technology for global acceptance
- Worldwide Car Rental Insurance
- Roadside Assistance
- Travel & Emergency Assistance
- Worldwide Travel Accident Insurance
- Trip Cancellation & Interruption Protection
- Lost Baggage Protection
- Trip Delay Protection
- Baggage Delay Protection
- Medical Evacuation
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- First checked bag free2
- Group 1 Boarding2
- 25% savings on eligible in-flight purchases2
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- No Foreign Purchase Transaction Fees1
- Reduced Mileage Awards2
- Chip-Based technology for global acceptance
- Worldwide Car Rental Insurance
- Roadside Assistance
- Travel & Emergency Assistance
- Worldwide Travel Accident Insurance
- Trip Cancellation & Interruption Protection
- Lost Baggage Protection
- Trip Delay Protection
- Baggage Delay Protection
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- Chip-Based technology for global acceptance
- Worldwide Car Rental Insurance
- Roadside Assistance
- Travel & Emergency Assistance
- Worldwide Travel Accident Insurance
- Trip Cancellation & Interruption Protection
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OTHER BENEFITS |
- Access to purchase tickets to exclusive events and experiences via Citi®PrivatePass BeyondSM
- Concierge service
- $0 Liability on Unauthorized Charges
- Damage & Theft Purchase Protection
- Extended Warranty
- Missed Event Ticket Protection
- 90 Day Return Protection
- Works with Apple Pay ™
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- Concierge service
- $0 Liability on Unauthorized Charges
- Damage & Theft Purchase Protection
- Extended Warranty
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- Works with Apple Pay ™
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- $0 Liability on Unauthorized Charges
- Damage & Theft Purchase Protection
- Extended Warranty
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- Works with Apple Pay ™
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WITH THESE CITI CARDS, YOU ALSO GET |
- Manage Your Account Online and On The Go
- Citi® Identity Theft Solutions
- 24/7 Customer Service
- Access to purchase tickets to exclusive events and experiences via Citi®PrivatePass®
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- Manage Your Account Online and On The Go
- Citi® Identity Theft Solutions
- 24/7 Customer Service
- Access to purchase tickets to exclusive events and experiences via Citi®PrivatePass®
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- Manage Your Account Online and On The Go
- Citi® Identity Theft Solutions
- 24/7 Customer Service
- Access to purchase tickets to exclusive events and experiences via Citi®PrivatePass®
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Other Banking Options