Lmcu Online Banking

Lake Michigan Credit Union is West Michigan’s largest credit union, offering personal and business banking, loans, mortgages, investments, and insurance.

Found in 1933 by school teacher Lloyd F. Hutt, he teamed up with a team of other 13 fellow visionary teachers to create what was then referred to as Grand Rapids Teachers Credit Union. Today, the credit union’s members comprises of all those who reside, work and attend school within Michigan State. It has over 300,000 members with assets totaling $4,492,783,269.


You can login to your LMCU anytime so long as you have the account and the right login credentials. Below are steps to follow when logging in.

Step 1– Proceed to the homepage of LMCU by either manually typing this address: https://www.lmcu.org/ on your address bar or just clicking this link: Lake Michigan Credit Union Homapage.

Step 2–  You will see a login area in the homepage as shown below. Enter your user ID and click Login.

Step 3– on the next page, enter your password and click “Submit”.

You will be logged into your account. Don’t forget to use the right case because password is case sensitive.


Forgetting your password shouldn’t dampen your spirits because regaining access to your account has been made very easy. In order to reset your password, please follow the steps below.

Step 1– On the login area, click the link that says, “Forgot Password?”

Step 2- On the next page, enter your User ID, first name, last name and the last 4 digits of your social security number.

Step 3- Click submit.

Wait for an email with instructions on how to reset your password.


You can easily create an online banking account with LMCU if you don’t have one. Here is how to go about it.

Step 1- on the login box, click “Sign Up”.

Step 2– A drop Down box will appear where you need to select whether you are signing up for personal banking, 

Choose the best option for you and proceed with the registration process.

Should you experience any problem with the online enrollment process, call customer service at (800) 242-9790


What you can do at the physical branch you can do it in your online account. With LMCU online account, you can, among other things:

  • Pay bills online
  • Open an account
  • Receive eStatements
  • Receive eAlerts
  • Apply for a loan


These are the federal holidays of which the Federal Reserve Bank is closed. Lake Michigan Credit Union and other financial institutes are closed on the same holidays.