At UCBI they allow an individual or business entity be able to figure out how much they will be able to afford for a new or used vehicle based on the financial variables such as monthly payment, down payment, trade-in value, loan term, interest rate (%), and to be able to view a payment schedule.
- To apply for a vehicle loan the applicant will be required to visit a branch location
How to Compute
Auto Loan Calculator
Get Maximum Auto Price – Go to This Webpage and a person should fill-in the following blank fields with the following in order to see how much they may be able to afford for a vehicle;
- Highest Monthly Payment that is Comfortable for the Borrower
- Down Payment
- Trade-in Value of Previous Vehicle
- Loan Term (in months or years)
- Interest Rate (As a percentage (%))
Click the ‘Compute’ button on the bottom of the page in order to get your maximum suggested purchase price.
Find Loan Rate Calculator
Find Loan Rate – Go to This Webpage and fill-in the following;
- Purchase Price
- Down Payment
- Payment Amount per Month
- Loan Term
Click on the ‘compute’ button and the loan rate will be shown highlighted in blue as a percentage (%).
Find Loan Payments – Go to This Webpage and fill-in the following;
How Much Will the Loan Payments Be?
- Purchase Amount
- Down Payment
- Loan Term (months/years)
- Interest Rate
Click on the ‘compute’ button and you will be able to view how much each of the monthly amounts will be during the course of the loan period.