- Apply for a Mortgage
BB&T offers a range or mortgages and a free service of financial calculators to help choose the best one that is right for you. If you are seeking a mortgage loan or still in doubt whether buying or renting a property is the best option, find out the answer using the calculators.
Calculators
Each calculator has tabs just below the title and you can navigate by them.
- What Home Can I Afford?
Discover what home can you afford by entering the monthly and down payments that best applies to your economic situation
What Home Can I Afford?
Click in the link (in the image caption) to be redirect straight to the calculator. After fill in with the required information as:
1 – Down payment
2 – Monthly payment
3 – Loan term (years)
4 – Interest rate
5 – Loan to value
6 – Yearly property tax
7 – Yearly property insurance
Now click on “See Your Results”
- How Much Will my Mortgage Payments be?
How Much Will my Mortgage Payments be?
Use this calculator to learn how much your mortgage payments will be by typing :
- Loan amount
- Appraised value
- Loan term (years)
- Interest rate
- Yearly property tax
- Yearly property insurance
- How Much Will my Adjustable Rate Payments be?
Find out your monthly payment for an adjustable-rate mortgage loan.
How Much Will my Adjustable Rate Payments be?
- Loan amount
- Appraised value
- Loan term (years)
- Yearly property tax
- Yearly property insurance
- State + federal tax rate
- Months before first adjustment
- Initial interest rate
- Months between rate adjustment
- Maximun rate adjustment
- Minimum rate
- Maximum rate
- Margin
- Index rate
- Months between index adjustment
- Index rate change (per adjustment)
Click on “See Your Results”
- How Much Can I Borrow?
Find out with this calculator the amount that you can borrow considering your income and debts.
How much can I borrow? – BB&T Calculator
Fill in with the required information as:
1 – Monthly Income
- Wages before taxes
- Investment income before taxes
- Income from rental properties
- Other income
2 – Monthly Payments (Include only loans that won’t be paid off in 10 months)
- Auto loans
- Student loans
- Rental property loans
- Other payments
3 – Other debts
- Monthly alimony, child support or other
- Credit card payment
4 – Loan Terms You Desire
- Interest rate
- Loan term (years)
- Down payment (% of price)
5 – Taxes and Insurance You Expect
- Yearly property tax
- Yearly property insurance
- Which is Better: Fixed or Adjustable?
Enter the following:
- Interest Rate
- Loan Amount
- Term (Years)
- Origination Charge
- Charge for Specific Interest Rate
- Other Settlement Services
- Your State + Federal Tax Rate
- Purchase Price
- Yearly Property Tax
- Yearly Property Insurance
- Years Before You Sell or Pay Off Loan
- Your Savings Rate
Only fill-in the following about the Adjustable rate Mortgage
- Months Before First Adjustment
- Min. Rate
- Max. Rate
- Margin
- Index Rate
- Index Rate Change per Adjustment
- Predicted Change in Rates
Click the ‘See Your Results’ button.
Other Calculators
- Should I Pay Points to Lower the Rate?
Should I Pay Points to Lower the Rate
- Which is Better: 15 or 30 Year Term Loan?
Which is Better: 15 or 30 Year Term Loan
- How Much Should I put Down for a New Home?
How Much Should I Put Down for a New Home
- How Much Can I Save in Taxes Calculator
How Much Can I Save in Taxes Calculator
- Am I Better Off Renting Calculator
Am I Better Off Renting Calculator
- Am I Better Off Refinancing Calculator
Am I Better Off Refinancing Calculator
- How Can I Reduce my Mortgage Insurance Costs Calculator
Reduce Mortgage Costs Calculator
- Which Loan is Better Calculator
Which Loan is Better Calculator
- How Advantageous are Making Extra Payments Calculator
How Advantageous are Making Extra Payments Calculator
- Mortgage APR Calculator
Mortgage APR Calculator