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BB&T Mortgage Rates and Calculator – Home Loans

  • Apply for a Mortgage

BB&T offers a range or mortgages and a free service of financial calculators to help choose the best one that is right for you. If you are seeking a mortgage loan or still in doubt whether buying or renting a property is the best option, find out the answer using the calculators.

Calculators

Each calculator has tabs just below the title and you can navigate by them.

  • What Home Can I Afford?

Discover what home can you afford by entering the monthly and down payments that best applies to your economic situation

What home can I afford? - BB&T Calculator

What Home Can I Afford?

Click in the link (in the image caption) to be redirect straight to the calculator. After fill in with the required information as:

1 – Down payment

2 – Monthly payment

3 – Loan term (years)

4 – Interest rate

5 – Loan to value

6 – Yearly property tax

7 – Yearly property insurance

Now click on “See Your Results”

  • How Much Will my Mortgage Payments be?
How much will my mortgage payments be? - BB&T Calculator

How Much Will my Mortgage Payments be?

Use this calculator to learn how much your mortgage payments will be by typing :

  • Loan amount
  • Appraised value
  • Loan term (years)
  • Interest rate
  • Yearly property tax
  • Yearly property insurance
  • How Much Will my Adjustable Rate Payments be?

Find out your monthly payment for an adjustable-rate mortgage loan.

How much will my adjustable rate payments be? - BB&T Calculator

How Much Will my Adjustable Rate Payments be?

  • Loan amount
  • Appraised value
  • Loan term (years)
  • Yearly property tax
  • Yearly property insurance
  • State + federal tax rate
  • Months before first adjustment
  • Initial interest rate
  • Months between rate adjustment
  • Maximun rate adjustment
  • Minimum rate
  • Maximum rate
  • Margin
  • Index rate
  • Months between index adjustment
  • Index rate change (per adjustment)

Click on “See Your Results”

  • How Much Can I Borrow?

Find out with this calculator the amount that you can borrow considering your income and debts.

How much can I borrow? - BB&T Calculator

How much can I borrow? – BB&T Calculator

Fill in with the required information as:

1 – Monthly Income

  • Wages before taxes
  • Investment income before taxes
  • Income from rental properties
  • Other income

2 – Monthly Payments (Include only loans that won’t be paid off in 10 months)

  • Auto loans
  • Student loans
  • Rental property loans
  • Other payments

3 – Other debts

  • Monthly alimony, child support or other
  • Credit card payment

4 – Loan Terms You Desire

  • Interest rate
  • Loan term (years)
  • Down payment (% of price)

5 – Taxes and Insurance You Expect

  • Yearly property tax
  • Yearly property insurance
  • Which is Better: Fixed or Adjustable?
Which is Better: Fixed or Adjustable Loan

Which is Better: Fixed or Adjustable Loan

Enter the following:

  • Interest Rate
  • Loan Amount
  • Term (Years)
  • Origination Charge
  • Charge for Specific Interest Rate
  • Other Settlement Services
  • Your State + Federal Tax Rate
  • Purchase Price
  • Yearly Property Tax
  • Yearly Property Insurance
  • Years Before You Sell or Pay Off Loan
  • Your Savings Rate

Only fill-in the following about the Adjustable rate Mortgage

  • Months Before First Adjustment
  • Min. Rate
  • Max. Rate
  • Margin
  • Index Rate
  • Index Rate Change per Adjustment
  • Predicted Change in Rates

Click the ‘See Your Results’ button.

Other Calculators

  • Should I Pay Points to Lower the Rate?
Should I Pay Points to Lower the Rate

Should I Pay Points to Lower the Rate

  • Which is Better: 15 or 30 Year Term Loan?
bbt-which-is-better-15-or-30-year-term-loan

Which is Better: 15 or 30 Year Term Loan

  • How Much Should I put Down for a New Home?
bbt-how-much-should-i-put-down-for-a-new-home

How Much Should I Put Down for a New Home

  • How Much Can I Save in Taxes Calculator
How Much Can I Save in Taxes Calculator

How Much Can I Save in Taxes Calculator

  • Am I Better Off Renting Calculator
Am I Better Off Renting Calculator

Am I Better Off Renting Calculator

  • Am I Better Off Refinancing Calculator
Am I Better Off Refinancing Calculator

Am I Better Off Refinancing Calculator

  • How Can I Reduce my Mortgage Insurance Costs Calculator
Reduce Mortgage Costs Calculator

Reduce Mortgage Costs Calculator

  • Which Loan is Better Calculator
Which Loan is Better Calculator

Which Loan is Better Calculator

  • How Advantageous are Making Extra Payments Calculator
How Advantageous are Making Extra Payments Calculator

How Advantageous are Making Extra Payments Calculator

  • Mortgage APR Calculator
Mortgage APR Calculator

Mortgage APR Calculator