Lake City Bank

Lake City Bank understands that you need tools to enable you manage your money quickly and easily on your schedule. That’s why it offers its online banking service that makes it more convenient for you to bank anytime and anywhere. Regardless of whether you are at home using your desktop computer or on the move with a laptop, tablet or mobile device, you are able to take advantage of Lake City Ban online banking. The guide below will help you login, recover forgotten User ID and enroll in online banking.


For any individual to access his or her online banking account, he or she is required to provide login details. Here are the login steps:

Step 1- Click here to open Lake City Bank  website

Step 2- In the homepage, click the Account Access drop-down box shown here, then choose Online Banking

Step 3- Please enter your User ID in the highlighted field, then click Continue

Step 4- Click the “Continue with Security Code” button to proceed with a one-time security code

Step 5- Choose how you want to receive the one-time security code, then click Continue

Once you receive the security code, feed it in to proceed.


If you are unable to recall your online banking User ID, you can recover it, online. Follow these steps to recover your User ID:

Step 1- Follow the first two steps in the How To Login section above

Step 2- Click the Forgot your user ID? link just below the User ID field

Step 3- Select an account you have with bank and enter your account information, then click Continue to verify your identity

Once your identity is verified, you will receive your User ID.


Lake City Bank allows you enroll for online banking if you have an account in the bank. If you are interested, follow these steps to enroll:

Step 1- Follow the first two steps in the How To Login section

Step 2- Click the shown Sign up link

Step 3- Choose your account type in the shown area, review the Online Banking Agreement and Disclosure and tick the shown button, then click CONTINUE

Step 4- Please fill in the Online Banking Enrollment form, then click CONTINUE

You will be allowed to proceed once the bank approves your credentials.


Lake City Bank’s online banking service allows you:

  • Track of your accounts
  • Pay bills
  • View eStatements