Optum Bank (HSA) Bank

Online Banking from Optum Bank (HSA) allows individuals and families to have more control in their own health care spending. If you have a health savings account (HSA) with Optum Bank, you have a number of ways of paying for qualified medical expenses. The service is accessible 24/7. The following guide will take you through the steps involved when you want to login, reset forgotten password and enroll for online banking.


For you to access your online banking password, please follow these steps:

Step 1- Use this link https://www.optumbank.com/ to access Optum Bank website.

Step 2- In the homepage, click the Log In button shown below

Step 3- Please enter your User Name and Password in the shown fields, then click Login

The bank after approving your login credentials, it will grant you access to your online account.


Recover User Name

Step 1- Follow the first two steps in the How To Login section

Step 2- Click the Forgot Username link shown below

Step 3- Please enter your Last Name, Email Address and Date of Birth in the highlighted fields, then click Submit

The bank will give you your username after approving your identity.

Reset Password

Step 1- Follow the first two steps in the How To Login section

Step 2- Click on the Forgot / Change Password link shown below

Step 3- Please enter your User Name, Last Name and E-mail Address in the shown fields, then click Continue

Once the bank establishes your identity, it will allow you to reset your password.


Optum Bank allows health savings account holders to enroll for online banking. Here are the login steps:

Step 1- In the homepage, click on the ENROLL NOW button to proceed

Step 2- Evaluate the required details to enroll, then click CONTINUE to proceed

Step 3- Fill in the Health Savings Account Enrollment form, then click CONTINUE

After the bank approves your information, it will activate your account.


Optum Bank allows you enjoy the following services:

  • Pay on-the-spot at a doctor’s office, pharmacy or other health care facility
  • Send payments directly to health care providers, pharmacy, or other payees
  • Pay doctor or other provider bill
  • Withdraw funds from an ATM